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Terms of payment

Checkout is a safe payment method for you. We have a payment institution license granted by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (business ID number 2196606-6) and Checkout Finland Oy is part of OP Financial Group.

The Checkout payment forwarding service forwards your payment to the merchant. If Checkout Finland Oy appears on your bank statement or credit card bill, we have forwarded your payment.

The online store acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the legal obligations related to the sale as well as other obligations defined by itself. If you want to complain or return the product, you should contact the online store from which the product was ordered.

Bank charges

You can use the payment buttons of all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP bank, Säästöpanki, S-banken and Ålandsbanken. Your account statement shows Checkout Finland Oy as the payee, we will forward your payment to the online retailer. From the online store, you will be directed directly to your own bank to make the payment securely.

When using the payment order service, you are bound by the following conditions: Terms of the payment order service. (English)

Credit card payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Checkout appears as the payee on the card invoice and forwards the customer's payment card payment directly to the merchant. Payment by card is made using a securely protected payment form and the payment card information is not stored in the online store's systems.

Mobile payment methods

Mobile payment methods Pivo, MobilePay, Masterpass and Siirto are services that work in the application, with which you can pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in that application. Pivo also accepts Siirto payments, which means that the payment can be accepted in any application that supports Siirto.

Pivot

Terms of use are available on Pivo's website.

MobilePay

Payment terms are available on MobilePay's website.

Masterpass

The payment terms are available on the Masterpass website.

Move

Conditions applicable to transfer payments:

Invoice and installment services

Invoice and installment services through Checkout are offered by OP, Collector, Jousto and Mash (formerly Euroloan). Collector also offers an invoice and installment payment option for business customers.

Please read the specific terms and conditions specific to the financing company, which you will see when you accept the payment. When you accept the payment, you also accept the finance company's terms and conditions.

Collector
Elasticity
OP Buy with invoice
AfterPay